Many of the elderly prefer to stay home during their aging years. Eventually, a caregiver may be needed to assist with daily tasks and basic health care. Finding a compatible caregiver is the first step. You want someone who your loved one feels safe and comfortable with. You have two options when deciding where to look for a caregiver. You can look privately or through an agency. There are pros and cons for both. Following, are the main differences between private and agency caregivers along with the pros and cons of each.
A private caregiver is somebody you hire directly. You will find potential caregivers through friend referrals, job boards and ad placements. There are several pros and cons to this route of placement.
- You are in charge of the selection process of the caregiver. This allows you to be very specific in your wants. For example, you can have your loved one meet and interview the caregiver with you to establish if their personalities compliment each other.
- You can control and negotiate the amount to be paid.
- Tends to be cheaper than hiring through an agency.
- You have a better personal relationship with the caregiver.
- Finding an experienced caregiver can be difficult. Even though there are several outlets to find caregivers, you might not have access to some of the most qualified that choose to work through an agency.
- You are responsible for the entire hiring process which is time-consuming. You have to filter through applicants, do personal interviews, perform background checks and check references.
- There are many hidden expenses when hiring on your own. There are IRS responsibilities that you must comply with. Some of this includes, paying employee taxes, Social Security and state taxes.
- You are responsible for any work related accidents and injuries. Many carry liability insurance to cover this.
- You are responsible for the backup plan. People get sick or have emergencies. When this occurs for your caregiver, you will need to take off work or find a temporary replacement.
When you use an agency caregiver, the agency does the hiring process for you. There are pros and cons with this route as well.
- Agencies employ several different caregivers. This gives you a larger pool to select a compatible caregiver for your loved one.
- Agencies complete the entire hiring process. This includes, background checks, references, interviewing and drug screening.
- Appropriate licensing and certifications are verified upon hire.
- Caregivers continue to receive training throughout their employment. Situations and appropriate reactions can change which requires constant training.
- Agencies are required to evaluate job performance. This holds the caregivers more accountable.
- Caregivers are insured and bonded to protect you from theft and damages.
- Agencies are responsible for taxes, worker’s compensation and insurance.
- There is always a back-up when your caregiver is sick, has an emergency or anything else that prevents them from working.
- Due to having many caregivers and rotations, your loved one may not have the same one every day. When this happens your loved one may feel stressed or overwhelmed.
- Agencies tend to cost more than a private caregiver. Keep in mind that they are responsible for all of the hiring, taxes, training and insurance expenses.
- You may not have full control on which caregiver you receive.
Finding the perfect caregiver for an aging loved one is an important process. You want what is best for them. You have many options when selecting the right person. As you can see, there are many advantages and disadvantages with private and agency caregivers. It is important to take into account your loved one’s personality and needs. Doing this will assist in finding the best route to hiring a caregiver. To receive further information, discuss your best options and produce a plan, contact us.